Does Costco Accept PayPal In 2024? (Costco Payment Methods)

Unfortunately, Costco doesn't accept PayPal as a payment method in their warehouses or on their website, but you can checkout other payment options.
does costco accept paypal as payment method
Does Costco accept PayPal?

Costco is a retail and wholesale warehouse where people come to buy groceries, electronics, clothing, and household goods. It is a membership-based warehouse.

Costco has more than 850+ physical warehouses situated all over the world and it is pretty popular in the United States.

Apart from physical stores, Costco customers can shop online on their website costco.com

But, what about the payment methods of Costco? Does Costco accept PayPal as a payment method in 2024? Let's find out the answers. 

This article will cover detailed information about the payment methods of Costco, does it accept PayPal? If not, what are the alternative payment options at Costco? you will find a lot of interesting answers related to Costco in this blog So read on!

Table of Contents

What is Costco?

Costco is a multinational retail corporation, known for its membership-based model and large warehouse stores.

Founded in 1983, Costco offers a wide range of products, including groceries, electronics, clothing, and household goods, often in bulk quantities at discounted prices.

does costco accept paypal as payment method
Photos of Costco Wholesale Store.
Image source - Google image.

With Costco memberships, you can access exclusive deals, and the company is renowned for its commitment to quality and customer satisfaction.

Costco operates globally, with a significant presence in North America, Asia, and Europe, making it a popular choice for consumers seeking value and variety in their shopping experience.

Also, it is the best choice for budget-conscious shoppers searching for diverse and affordable goods.

Does Costco accept PayPal in the U.S.?

Unfortunately, Costco doesn't accept PayPal as a payment method in their warehouses or on their website.

However, they do offer other payment options such as Visa credit cards and debit cards, in mobile payment methods, Costco accepts Apple Pay, Google Pay, and Samsung Pay.


Costco's decision not to accept PayPal is likely influenced by its unique business model and strategic partnerships.

Costco prioritizes offering competitive pricing and value to its members, the company may have chosen to focus on other payment methods that align better with its operational goals.

On the other hand, PayPal has strict terms & policies that limit Costco from advertising and offering relevant discounts to customers.

PayPal offers top-notch security & smooth transactions so, the PayPal charges higher than other payment methods, this may be the reason for not accepting PayPal at Costco.

While PayPal is not part of their current payment methods, other alternative payment options will certainly increase the overall shopping convenience at Costco.

Does Costco accept contactless payment?

Yes, Costco does accept contactless payment. Customers can use contactless payment methods such as NFC-enabled credit or debit cards, as well as mobile payment options like Apple Pay, Google Pay, and Samsung Pay.

To use this benefit, at the checkout time, choose a tap-to-go option (contactless payment option) instead of inserting or swiping the card.

This allows for a quick and convenient checkout experience without the need to physically insert or wipe a card, enter a PIN, enter the amount, approve the payment, and so on.

Can I use PayPal to Pay In Costco Canada?

No, Costco Canada doesn't accept PayPal as a payment option. If you are located in Canada and want to pay by PayPal on Costco, it is not possible at this time. You can find another alternative payment method to pay Costco.

Costco Canada accepts MasterCard, all major Canadian Debit Cards, physical cash, and Costco cash cards, you can use one of these payment methods at the Costco warehouse in Canada but not PayPal.

What are the payment methods of Costco?

Though Costco doesn't accept PayPal, it has several other payment methods, but it varies from region to region.

Payment methods of Costco for U.S.-

• Visa Cards - Costco accepts all major Visa Cards such as Chase Sapphire Reserve & Preferred Credit Card, Chase Freedom Unlimited, Well Fargo Cash Wise Visa Card, etc.

• Costco Anywhere Visa® Card - Costco has its own credit card with a Visa card and is offered by Citibank.

• Debit Card and ATM card based on PIN.

• Costco Shop Card - It is the best alternative for cash and credit cards. The benefit of a Costco shop card is never expired and is reloaded from $25 - $2000 per card.

• Physical Cash - Costco also allows you to pay through cash.

• Checks - With current Costco membership you can pay through Personal and Business Checks, also you can pay by Traveler's Checks.

• Mobile Payments- Costco accepts some popular mobile payments through apps such as Apple Pay, Google Pay, and Samsung Pay.

And Costco does accept EBT (Electronic Benefit Transfer) cards.

Payment methods that Costco doesn't accept-

It is a surprise to know that Costco doesn't accept some of the top payment options.

Cards that Costco doesn't accept are -

• American Express- Costco hasn't accepted American Express in-store or on their website since 2016.

• Discover & MasterCard - Customers can use MasterCard & Discover on Costco.com only through mobile applications, but you can not use this card in the Costco stores.

In the mobile payment method, Costco doesn't accept PayPal.

Does Costco have a payment plan?

Costco itself does not offer payment plans for purchases. However, they do accept various payment methods, including credit cards, debit cards, cash, checks, etc.

Certain products or services within Costco, such as electronics and appliances, might be eligible for financing or payment plans through third-party providers.

Also, Costco accepts 'The Costco Anywhere Visa® Card by Citibank, this card allows you to extend your payment for some sort of time on any item you purchase with a card.

Does Costco accept PayPal in Costco UK?

Yes, you can use PayPal on their website www.costco.co.uk in the UK, but Costco stores don't accept PayPal in the UK.

does costco accept paypal in UK
source - https://www.costco.co.uk/terms

Costco UK allows a list of payment methods to use in the United Kingdom -

• Debit cards

• UK Maestro

• Visa Debit

• All major credit cards - Mastercard, American Express and Visa.

• In online payment - Apple Pay and PayPal

You can use all the above payment methods to purchase on their online website www.costco.co.uk.

Can I pay with my Costco credit card at Costco?

Yes, Your Costco credit card is accepted at Costco warehouses and on Costco's website, it also allows you to earn rewards associated with the card.

They generally accept Costco Anywhere Visa® Card by Citi, also you will be able to pay through any Visa card at a Costco store.

Can I pay Costco membership with PayPal?

Again No, you can't even pay your Costco membership with PayPal, but probably in the UK, Costco accepts PayPal for purchase so it might be possible to accept PayPal to pay for Costco membership in the United Kingdom.

Apart from PayPal, you can pay your Costco membership with Visa cards, as well as cash, checks, debit/ATM, EBT, and Costco Cash Cards.

How do I buy a Costco membership online?

To purchase a Costco membership follow the below guide-

1. Create an account at costco.com

2. Head to the membership section.

3. There you have two types of membership, 1st is a Costco Executive Member and 2nd is a Gold Star Member (to know more about Costco memberships).

4. Select your preferred membership plan.

5. On the next page complete the Membership Application.

Fill the necessary details such as Primary Cardholder and Household Cardholder and some personal information.

6. Click on Save & Continue to complete the process. In the meantime, you will receive an email containing your new membership number.

7. To obtain your new membership card visit your nearby local Costco warehouse.

Frequently Asked Questions-Does Costco Accept PayPal? 

Can I buy stuff at Costco with my Mastercard?

No, Costco doesn't accept MasterCard in stores, but still, you can use MasterCard on costco.com online to buy stuff and items. 

You can even use branded credit & debit cards and Discover cards to shop on their website costco.com and the Costco app.

What are the Costco payment options for Costco Canada?

Costco Canada accepts various payment options, including Mastercard credit card, as well as other major credit cards like Visa. 

 They also accept debit cards from Visa, cash, Costco gift cards, and personal cheques.

Does Costco online accept PayPal credit?

Unfortunately, Costco's online & Costco platform does not accept PayPal Credit or PayPal as a form of payment, though it only accepts Apple Pay, Google Pay, Samsung Pay, and other alternatives.

Conclusion 

In conclusion, Costco, a global retail giant,
currently doesn't accept PayPal for payments or membership purchases, instead, Costco provides various alternatives, including Visa cards, debit cards, cash, and mobile payments like Apple Pay, Google Pay, and Samsung Pay.

Costco welcomes contactless payment methods, including NFC-enabled cards and Electronic Benefit Transfer (EBT) cards, providing shoppers with convenient and efficient checkout experiences.

Although Costco doesn't accept American Express along with PayPal. But it is notable that in the UK, PayPal is accepted on their website. So the United Kingdom customers can easily access PayPal to shop on costco.co.uk.

About the Author

'Querycnetre' is a blog dedicated to all things related to "PayPal" that provides insightful "how-to" content, error solving, and updates.

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